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Elevate Your Potential Magazine

Elevate Your Potential Magazine

Financial Expert Dave Ramsey Reveals 25 Ways to Get Out of Debt

You’re exhausted, and you feel like there isn’t anything more you can do to become debt-free. If you’re just starting out on your journey to being debt-free, you need a plan. | Image courtesy: Dave Ramsey

Dave Ramsey on Becoming Debt-Free:  “Learn to say, ‘No’. Learn it. Make it a new part of your vocabulary. Love it. Embrace it. Because when it comes to spending money, you’ll be saying it quite often.”

Tell the kids you’re on a budget. When it comes to money, the kids can be a worse guide than your stomach. Be open with them about what you do and don’t have room for in the budget. And remember: Never be afraid to use that magical “no.”

Stop eating out. We get it—going out to eat or hitting up the drive-thru is so much easier than cooking at home. But while you’re feeling the freedom of not having to cook, your purse strings are in a pinch. For a creative way to still socialize and share a meal, have friends over for taco night instead of meeting up at a restaurant.

Ways to Budget Money and Become Debt-Free

Break up with your barista. If you don’t know where all your money is going each month, we’re pretty sure your favorite coffee shop can locate it for you. Brewing your own coffee at home is a simple way to save money fast.

Visit the library. Remember libraries? They have plenty of books and DVDs you can borrow for free! Your wallet has never loved movie night more than it does now.

Start couponing. You’ve probably heard this one a thousand times—but are you doing it? You can save a ton of money just by showing a coupon to the cashier. Just be sure you’re using coupons for products you already buy, otherwise you could end up overspending on items you’ll never use. That’s how you end up with 10 bottles of spicy mustard sitting in your pantry.

Cut cable. Welcome to this millennium, where you can watch most of your favorite shows online. If you haven’t bitten the bullet yet, do it! Put that $100 cable bill toward your debt each month and watch how quickly your debt snowball moves.  Read the full story…. daveramsey.com


My Budget Is A Mess, Where Do I Start? – The Dave Ramsey Show

Financial expert Dave Ramsey shares advice with callers on how to start budgeting their money.


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More resources:

http://www.heraldchronicle.com/11-reasons-why-cash-is-still-king/11 reasons why cash is still king – Winchester Herald Chronicle Some people give themselves a cash budget to control discretionary spending, but they still use cards for other purchases. Others go all-in with cash, switching over to what’s commonly called the “envelope system.” Popularized by author Dave Ramsey …



http://www.lebanondemocrat.com/Column/2017/07/11/5-easy-tips-for-back-to-school-budgeting.html?ci=stream&lp=2&p=Rachel Cruze: 5 easy tips for back-to-school budgeting – Lebanon Democrat She’s authored two bestselling books, “Love Your Life, Not Theirs” and “Smart Money Smart Kids,” which she co-wrote with her father, Dave Ramsey. You can follow Cruze on Twitter and Instagram at @RachelCruze and online at rachelcruze.com, …



http://www.oregonlive.com/education/index.ssf/2017/07/how_i_ditched_student_debt_act.htmlHow I ditched student debt: Active budgeting pays off – OregonLive.com We read Dave Ramsey’s “Total Money Makeover” and immediately felt an urgency to get the debt monster off our back. … We just really liked the psychological benefit of doing the debt snowball method for paying off our debt. It felt like we were having …




See also: Self Improvement Solutions | Health & Fitness Store at Elevate Christian Network



Cee Harmon is founder of Elevate Christian Network and Elevate Your Potential Magazine. He enjoys helping people improve the quality of their lives - spirit, soul, and body.
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